PipFarm has lowered the Pay With Profits fee by 0.5 percentage points. The change affected all risk levels at once.
Pay With Profits is a way to get a trading account without paying upfront. The trader pays for access later, out of their future profit.
This affects the trader on the day of the first payout: the fee is deducted from it. On a $100,000 account, the company cites a difference of $500.
How much does access cost now?
Was -> Now. Each risk level under this scheme costs 0.5 percentage points less than before the change.
- 0.5 percentage points - how much the fee dropped at any risk level
- $100,000 - the account where the difference in money is $500
- The entire scale - the company makes no exceptions for individual plans
The larger the account, the more noticeable the difference in money.
How is the fee structured?
It is not paid at the start. PipFarm deducts the amount from the trader's first payout.
- Access without payment. The trader starts trading without paying for the account in advance.
- Deduction from profit. The cost is tied to whether there is any profit at all.
- The deduction is mandatory. The fee will be taken from the first payout in any case.
The change reduces the deduction, it does not cancel it.
What has stayed the same?
- Profit targets - the company has not changed them
- Drawdown limits - remain the same
- Entry requirements for participation - unchanged
Only the price of access under this option has changed. The net withdrawal amount still has to be calculated after deducting the fee, and this is visible in the payout history.
Key point: on a $100,000 account, $500 less will be deducted from the first payout, but the fee itself remains.
Where does this fit in?
PipFarm has several paths to a funded account. The pay-from-profits scheme works on top of them.
- Two-step evaluation. A classic two-phase challenge.
- One-step with static drawdown. The loss limit does not move with the account.
- One-step with trailing drawdown. The limit is recalculated as the result changes.
- Instant funding. The account is issued without an evaluation phase.
XP rank system. As you progress, it unlocks a higher profit share and a lower withdrawal threshold. The company does not disclose specific figures for levels and thresholds.
You can compare such options with each other in the prop firm catalog.
Have you calculated how much the first payout eats up?
The access fee often only comes up on the day of the first payout. Less arrives in the account than the trader calculated in their head. Each prop firm structures this in its own way: somewhere a deduction from first profit, somewhere an upfront payment. Everyone also has their own withdrawal threshold and their own way of calculating drawdown. In the catalog, these points sit side by side and are compared by the numbers. Half an hour of checking costs less than sorting out the terms at payout time.